Mike Robinson    0428 624 916

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Industry and Business Skilled

Fifo Capital is a privately held finance company assisting business owners realise their goals. We are innovative in our approach, and do not require long term contracts or property security.

Decision Makers

When you talk with a Fifo Capital representative - you are talking with a decision maker. Someone who can make it happen for you.

Fifo Capital is a privately held company specialising in assisting business owners fund their business growth. It is, therefore, not aligned to any bank or financial institution.

Fifo Capital commenced operations in 2005 and now have 28 offices situated in states of Australian and main cities in New Zealand. Since then, we have quickly become a leading provider of alternative short-term business finance in Australia and New Zealand.

Since 2005, we have been serving Australian businesses achieve their objectives by offering cash flow finance solutions, Invoice Discounting services and liberating them from the limitations of traditional banking to achieve true financial freedom. We have our offices in Brisbane, Townsville, Sunshine Coast, Gold Coast and 28 other offices throughout the Australia.

Our growth and success comes from our innovative and sensible approach to business finance. We provide an easy, simple and fast professional finance solution allowing our customers to focus on running their business.


Our Philosophy

When you talk with Fifo Capital, you are talking with another business owner, and most importantly, you are talking with someone who understands business finance and can make decisions.

Our brand is entirely built around “working with our customers’. Our service is fast, professional, responsive and we keep things very simple. We also pride ourselves on offering our clients exceptional service delivery.


Meet Our Senior Management Team

Nigel Thomson, Director Fifo Capital International

Nigel founded Fifo Capital and worked as a pilot-franchisee before establishing the franchise structure to accommodate New Zealand and Australian operations.

His experience includes a Managing Director role with a new technology company, a General Manager role and owner of a chain of childcare centres, an ownership of a national finance brokering company and ownership and an operational role of Australasia’s largest independently owned bookkeeping business with more than 175 franchises.

Before establishing Fifo Capital, he worked for Bank of New Zealand, BNZ Finance Limited and The Ford Motor Company. He holds a Bachelor in Business Studies degree and various finance and banking related qualifications. 

Melissa Lovf, National Credit Manager Fifo Capital Australia

Melissa joined Fifo Capital in July 2010 to support the growth and development of the brand. She has worked in credit risk roles for over 12 years working with some of Australia’s leading finance organisations including; ANZ Invoice Finance, Scottish Pacific and ORIX Australia.

Colin Chisholm, Country Manager Fifo Capital New Zealand

Colin joined Fifo Capital in November 2005 Colin as one of the first Fifo Capital franchise’s and commenced his current position a year later. Prior to this he has over 10 years management experience with UDC Finance and also ran an Auckland Mike Pero Mortgages office.

Neil McMillan, State Manager Fifo Capital QLD & NT Australia

Neil commenced with Fifo Capital Australia as the company's National Franchise Manager in November 2008 before commencing in his current role in mid 2010. His experience extends across 15 years working in the UK, New Zealand and Australia for such companies as; Royal Bank of Scotland (RBS, UK), Lock Finance (NZ), Scottish Pacific Benchmark. Neil won the RBS Invoice Finance Outstanding Achiever Award in 2006.

Andrew Allen, State Manager Fifo Capital Victoria and Tasmania, Australia

Andrew joined Fifo Capital as a franchisee in April 2009 before commencing his current position in September 2010. He has over 18 years marketing experience working for such companies as ANZ (Financial Planning, Wealth & Distribution), Sensis, George Patterson Bates, Clemenger BBDO and Y&R Mattingly. Andrew holds a Bachelor of Business (Marketing)


September 2009
Fifo Capital Australia Pty Ltd wins Prestigious Smart Company Business Award.

In 2009, Fifo Capital was formally recognised as being within Australia’s top 30 fastest growing companies.

March 2011
Fifo Capital A Winner in the 2011 Start Up Smart Awards.

The awards recognise the most innovative and fastest-growing new businesses in Australia and recognise an emerging generation of business leaders in Australia.



Privacy Statement

Fifo Capital is committed to protecting your privacy. To this end, we are governed by the Privacy Act 1988, including the National Privacy Principles.

To understand how our customer’s privacy is protected, please view our privacy statement, click here.

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