Mike Robinson    0428 624 916

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Ready access to working capital is essential for Real Estate agency growth

Maintaining a healthy and consistent cash flow (commission flow) is the key to agency growth in the highly competitive world of real estate sales. We allow your agency to bridge the funding gap between sale and settlement: we make Commission Advances on your pending commissions generally within 4 hours... without loans, financials, or hassles. This applies to the owner/director trustee of the real estate/Business Broker.

Merchant Cash Advance (MCA)

You sell us a fixed dollar amount of your expected future credit card / EFTPOS sales from your customers, at a discount.

We transfer you a lump sum of cash for those future credit card / EFTPOS sales purchased.

We get repaid by taking a fixed percentage out of each future sale until we have collected the amount of future credit card / EFTPOS sales you sold to us.

Here’s how it all works:

  1. You own a business that accepts credit cards/EFTPOS and you require finance.
  2. WE give you a lump sum of funding (up to $300,000 unsecured) in exchange for a set dollar amount of your future credit card/EFTPOS sales.
  3. To pay us that set dollar amount over time, we debit a fixed percentage of your credit card sales automatically each time you settled your credit payments.

Unlike a Bank loan, MCA has no interest rate and no fixed monthly payments. Our payment structure works with your businesses’ cash flow, because you’re paying a fixed percentage of your sales, during weaker sales periods, you’ll make lower payments to us.

Business Loans

The Business Loan was designed to give businesses an alternative to traditional financing. Unlike our Merchant Cash Advance, the loan program does not require credit card processing, opening up accessibility to a wide-range of business types.

What makes the Business Loan unique is that repayments are collected daily directly from the business account rather than the usual large weekly or monthly repayment imposed by other financiers.

Benefits of our Business Loan include:

  • No Tax Returns or BAS required
  • Unsecured
  • No credit card processing required
  • 95% Approval Rate
  • Simple applications with no complicated paperwork or business plans
  • Fast approval and funds typically available in 14 days

We act as an agent on behalf of the respective companies please click here to contact us for more information or give us a call: 0428 624 916. or you can write us an email at: alternative@coralseamercantile.com.au